KSh 15,000 Net Salary in Kenya (2026)

A gross monthly salary of KSh 15,000 gives a take-home pay of KSh 13,463 after PAYE, SHIF, NSSF and the Housing Levy.

Tax rules last verified: 6 October 2026Sources: KRA / NSSF / SHA / applicable legislation

Estimated net salary

KSh 13,463

per month · KSh 161,550 a year

PAYE

KSh 0

SHIF

KSh 413

NSSF

KSh 900

Housing Levy

KSh 225

Payslip breakdown for KSh 15,000
Item	Monthly (KSh)	% of gross	Yearly (KSh)
Gross salary	15,000	100%	180,000
PAYE	0	0%	0
SHIF (2.75%)	−413	2.8%	−4,950
NSSFTier I KSh 540 · Tier II KSh 360	−900	6%	−10,800
Affordable Housing Levy (1.5%)	−225	1.5%	−2,700
Net salary	13,463	89.8%	161,550

How this was calculated

Start with gross salary of KSh 15,000.00.
Deduct items allowed before tax: NSSF KSh 900.00, SHIF KSh 412.50, Housing Levy KSh 225.00.
Taxable pay = KSh 13,462.50.
Apply the PAYE bands:
- 10% on KSh 13,462.50 = KSh 1,346.25
Tax before relief = KSh 1,346.25.
Subtract personal relief (KSh 1,346.25) → PAYE = KSh 0.00.
Net salary = gross − PAYE − SHIF − NSSF − Housing Levy = KSh 13,462.50.

Your employer also pays NSSF (KSh 900), Housing Levy (KSh 225) and the NITA levy (KSh 50), so this salary costs them about KSh 16,175 a month.

Add pension, insurance or benefits →

What this salary means

Deductions

10.3%

Marginal PAYE

Daily net (22 days)

KSh 612

Employer cost

KSh 16,175

Statutory deductions take 10.3% of this salary. A KSh 5,000 raise would add about KSh 4,488 to your monthly take-home pay.

Compare nearby salaries

Net salary at nearby gross salaries
Gross	PAYE	Net pay
KSh 12,000	KSh 0	KSh 10,770
KSh 13,000	KSh 0	KSh 11,668
KSh 14,000	KSh 0	KSh 12,565
KSh 15,000	KSh 0	KSh 13,463
KSh 16,000	KSh 0	KSh 14,360
KSh 17,000	KSh 0	KSh 15,258
KSh 18,000	KSh 0	KSh 16,155

Popular salaries

KSh 30,000 KSh 40,000 KSh 50,000 KSh 60,000 KSh 70,000 KSh 80,000 KSh 100,000 KSh 120,000 KSh 150,000 KSh 200,000 KSh 250,000 KSh 300,000 KSh 500,000 KSh 1,000,000

Frequently asked questions

What is the net salary of KSh 15,000 in Kenya?

After 2026 statutory deductions, a gross monthly salary of KSh 15,000 leaves a take-home pay of about KSh 13,463 — KSh 161,550 a year.

How much PAYE is paid on KSh 15,000?

None. Taxable pay of KSh 13,463 produces tax of KSh 1,346, which is fully covered by personal relief.

How much would a KSh 5,000 raise add to KSh 15,000?

About KSh 4,488 more take-home pay a month (90% of the raise), because of PAYE at 0% and the percentage-based SHIF and Housing Levy.

What does a KSh 15,000 salary cost the employer?

About KSh 16,175 a month: the salary plus matching NSSF (KSh 900), matching Housing Levy (KSh 225) and the NITA levy (KSh 50).

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Sources & methodology

Calculation assumptions

You are a resident individual paid monthly by one employer, with personal relief claimed by that employer.
NSSF, SHIF and the Housing Levy are worked out on gross cash salary. Taxable non-cash benefits are added for PAYE only.
Registered pension contributions (including NSSF) are deductible up to 30,000 shillings a month.
Insurance relief is 15% of qualifying premiums, capped at 5,000 shillings a month.
Other deductions (loans, SACCO, union dues) are taken after tax and do not change PAYE.
Not covered: disability exemption, mortgage interest relief, secondary employment, non-resident or casual-worker rules.
Rounding: each deduction is rounded to the nearest cent, as on a payslip. Results are shown to the nearest shilling.

Rule set: Kenya 2026 (from February 2026) · effective 1 February 2026 · last verified 6 October 2026.

This calculator provides an estimate for informational purposes and should not replace professional tax advice or official calculations.